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| At Citi, we offer a one-stop banking solution to business owners like you, empowering you with comprehensive privileges and support for both your business and personal finance at the same time. |
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| Empowered by Citi Commercial Bank’s extensive experience in serving Small and Medium-sized enterprises, our relationship managers are prepared to take care of every aspect, be it your business or personal financial needs. You can also access our SME specialists through your relationship manager, to provide customized strategies for your business. |
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| A comprehensive range of business banking solutions is available, which includes Loan, Cash Management and Express Trade. |
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| With the largest trade service network in the world, our trade experts deliver world-class solutions. |
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| Issue Import LC |
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Issue LC to exporters across the world, which include but are not limited to suppliers in North America, Latin-America, Europe, Asia Pacific, Africa and Middle East; |
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Citi's good credit standing in global finance helps you build trust among suppliers. |
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LC issued by Citi eases the way for your suppliers to secure financing, therefore gives you an edge in contract negotiation. |
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| Export LC Service |
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Early at the contract negotiation stage, our trade experts help you and your buyer select LC issuing bank by looking into the credit rating of the buyer’s local banks. Our professional assistance also includes the review of LC for unusual terms, which helps you simplify the documentation requirement and mitigate risks. |
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Once receives the LC Citi assists you in the complete export LC process from start to finish. |
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For single LC, Citi worldwide only examine the documents once. It will save your time if the LC is issued from other branch of Citi. |
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| Forfeiting |
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Unlock the cash tired up in receivables without utilizing your credit line. |
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Protect you against the underlying FX risks and commercial risk. |
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Remove your account receivables from balance sheet. |
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Available for export to across the world. |
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| LC Transfer |
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Allow LC Transfer to second beneficiaries across the world. |
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Innovated Solution of “Usance LC Payment at Sight”combines LC Transfer and Forfeiting to eliminate the financing bottleneck faced by the transferees. |
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| LC Confirmation |
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Added security for payment subject to your submission of non-discrepant documents. |
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Available for high-risk countries, addressing the credit risk of the issuing bank and the associated country and sovereign risk. |
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Obtain financing more at ease under the confirmed LC. |
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| Export Bill Collection |
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By routing your documents through Citi's global network, you will enjoy fewer delays in receiving payment. |
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Opportunities of tapping into a variety of financing products under Citi trade experts’ professional advisory. |
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| For more information, please visit our branch/sub-branch or call Citibank 24-Hour Service Hotline 400-821-1880 / 800-830-1880 (For land lines within mainland China). |
| If you are overseas, please call (+86)-(20)-3880-1267. |
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| SME Premium Account gives you the opportunity to earn potentially higher return by taking advantage of currency rate movements. |
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SME Premium Account is a dual currency investment that involves a currency option. Upon opening a SME Premium Account, customer needs to decide the base currency (the original principal currency), and chooses an alternate currency for the option sold to the bank. Upon maturity, the bank has the right to repay your principal and interest in either the base currency or to convert into the alternate currency at the pre-agreed exchange rate. The payment will be made in the weaker of the two currencies, determined by comparing the strike price with the reference rate on the Exercise Date, two business days before maturity.
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| Advantages |
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Short-term potential higher return. |
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An opportunity to hedge foreign exchange risk. |
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An opportunity to diversify into a second currency of your choice at your pre-agreed exchange rate. |
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Enjoy the upside potential of the weaker currency which the bank repays. |
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Financial flexibility under your control |
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A wide selection of currencies include EUR, GBP, AUD, NZD, USD,
CAD, CHF, JPY ,
SGD and HKD; |
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Flexible tenures include 1 week, 2 weeks, 3 weeks, 5 weeks,
1 month, 2 months,
3 months and 6 months. |
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| • This Product shall not be provided to a US company for purposes of US federal income tax, or a customer acting for, or on behalf of, a US company, or a company with US mailing address, or a company whose equity holder(s) holding 10% or more of its equity is/are US person, or any other company/customer who fails to meet the Bank’s sales requirement. |
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| • SME Premium Account is unlike a regular deposit as it is a non-principal-protected investment and returns may vary. |
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| Unmatched Global Network |
| By utilizing Citi’s international network, you provide offshore account service to companies of most countries and regions, which include, but not limited to Hong Kong, Macau, Taiwan, BVI, Cayman Islands, Bahamas Islands and Bermuda Islands, etc..* |
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Easy Operation
Offshore Account opened onshore to simplify your daily transaction. |
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| Competitive Pricing |
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Fee-free account opening |
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Interest-bearing offshore account to earn a return |
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1-year USD time deposit ** |
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Fixed rate for foreign currency fund transfer no matter what the amount is |
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Favorable rate of FX settlement |
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| Comprehensive Solutions |
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SME Premium Account gives you an opportunity to gain short-term higher yield by taking advantage of foreign currency movement. |
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Express Trade Solutions address your needs for Bill Collection, LC Transfer, LC Confirmation and Forfeiting, etc.. |
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* The application to open offshore account for companies registered in BVI, Cayman Islands, Bahamas Islands and Bermuda Islands is subject to Citi’s approval.
** USD 1-year deposit is limited offer and subject to availability, Citibank China retains the right to end the service at any time. |
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| For more information, please visit our branch/sub-branch or call Citibank 24-Hour Service Hotline 400-821-1880/ 800-830-1880 (For land lines within mainland China). If you are overseas, please call (+86)-(20)-3880-1267. |
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| How to eliminate financing bottlenecks? At Citi, whether it is to fund the working capital, ease purchasing, or facilitate business expansion, we provide small business with flexible financing solutions. Enjoying expanded credit facility based on low collateral requirement, you are able to capture every business opportunities as they emerge. |
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| Our advantages |
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Low Collateral Requirement with A Wide Variety of Collaterals Accepted
| Personal Properties |
Building |
Plant |
Land |
Standby LC |
Cash |
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Credit Approval in 3 Days. |
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Competitive Rates to Save on Financing Costs |
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Fast and Simple Application Through Sub-branch Network |
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| With extensive experience in Asia Pacific and local team of experienced, dedicated professionals, we deliver the fund liquidity and operational flexibility that you demand. |
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For more information, please visit our branch/sub-branch or call Citibank 24-Hour Service Hotline 400-821-1880/ 800-830-1880 (For land lines within mainland China).
If you are overseas, please call(+86)-(20)-3880-1267. |
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| Date of Publish：3rd May, 2011 |
| Unit：% p. a. |
| CNY |
Saving |
0.5000 |
| 7-day Saving Account |
1.4900 |
| Time Deposit |
3 Months |
3.1000 |
| 6 Months |
3.3000 |
| 1 Year |
3.5000 |
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| USD |
Saving |
0.0500 |
| Time Deposit |
1 Months |
0.2500 |
| 3 Months |
0.5000 |
| 6 Months |
0.9000 |
| 1 Year |
1.2500 |
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| AUD |
Saving |
0.5000 |
| Time Deposit |
1 Months |
2.0000 |
| 3 Months |
2.0000 |
| 6 Months |
1.8000 |
| 1 Year |
1.8000 |
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| CAD |
Saving |
0.0100 |
| Time Deposit |
1 Months |
0.0500 |
| 3 Months |
0.0500 |
| 6 Months |
0.0500 |
| 1 Year |
0.0500 |
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| CHF |
Saving |
0.0001 |
| Time Deposit |
1 Months |
0.0001 |
| 3 Months |
0.0001 |
| 6 Months |
0.0001 |
| 1 Year |
0.0001 |
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| EUR |
Saving |
0.1000 |
| Time Deposit |
1 Months |
0.7500 |
| 3 Months |
0.8000 |
| 6 Months |
0.9000 |
| 1 Year |
1.0000 |
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| GBP |
Saving |
0.0500 |
| Time Deposit |
1 Months |
0.3500 |
| 3 Months |
0.8000 |
| 6 Months |
0.8000 |
| 1 Year |
1.0000 |
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| HKD |
Saving |
0.0100 |
| Time Deposit |
1 Months |
0.0500 |
| 3 Months |
0.2500 |
| 6 Months |
0.5000 |
| 1 Year |
0.5000 |
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| JPY |
Saving |
0.0001 |
| Time Deposit |
1 Months |
0.0001 |
| 3 Months |
0.0001 |
| 6 Months |
0.0001 |
| 1 Year |
0.0001 |
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| NZD |
Saving |
0.7500 |
| Time Deposit |
1 Months |
1.3000 |
| 3 Months |
1.4000 |
| 6 Months |
1.5000 |
| 1 Year |
1.7500 |
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| SGD |
Saving |
0.0001 |
| Time Deposit |
1 Months |
0.1000 |
| 3 Months |
0.1000 |
| 6 Months |
0.1000 |
| 1 Year |
0.1000 |
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| Please note: |
| * The interest rates shown above are only applicable to CitiBusiness customers incorporated in PRC (except HK, Macau and Taiwan). For customer incorporated outside PRC (including HK, Macau and Taiwan), interest rate will be notified by deal. The interest rates shown above follow PBOC regulation. |
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