| | Home>Loans>Having Fund Requirement>Citibank Consumer loans Secured by Time Deposits | |  |  | | Wish you could unleash the power of your time deposits? Citibank Consumer Loans Secured by Time Deposits provides you easy financing without having to terminate your time deposits early. Enjoy greater financial flexibility right away while your time deposit interest matures! | | |     | - One Loan, Multiple Purposes
- Multiple Loan Repayment Methods
- Simplified Application Process
- High Loan Quantum
- Preferential Interest Rate
- Wide Array of Currency Choices
- Multiple Loan Tenures
- Competitive VIP Privileges
| | - One Loan, Multiple Purposes:
- Use it for many purposes, such as education, car purchase, home improvement, purchase of a new car, or small to mid-sized business expansion.
| - Multiple Loan Repayment Methods
- Payment at Maturity (Balloon Payment): Principal and accumulated interest to be paid off at maturity.
- Interest Only: Only interest is paid on a monthly basis. Principal plus last month’s interest to be paid at maturity.
- Fixed Installment: A fixed installment including principal and interest will be paid on a monthly basis.
| - Simplified Application Process
- As long as you have Citibank Time Deposit or Citibank Flexible Time Deposit, you can get fast approval of loans .
| - High Loan Quantum
- Enjoy high loan quantum with a loan of up to 90% of your time deposit pledge or RMB10,000,000, whichever is lower.
| - Preferential Interest Rate
- Interest rates offered at 90% of benchmark rates published by People's Bank of China (PBOC).
| - Wide Array of Currency Choices
- Local residents with RMB, USD, HKD, JPY, EUR, AUD, GDP, CAD, NZD or CHF time deposits qualify for loans disbursed in RMB.
- For foreigners, only RMB time deposits are accepted for loans disbursed in RMB.
| - Multiple Loan Tenures
- Tenures available at 1 to 12 months, 18 months, 24 months, 30 months, 36 months.
| - Competitive VIP Privileges
- Handling fees and early redemption fees are waived.
| |  | Download the Application Form, and contact our Mortgage Loan Specialists at 800-830-1880* for application details. | |  | Make an Online Appointment for us to contact you. | |  | Visit us at any of our Citibank branches or sub-branches (currently only available in Shanghai, Beijing, Guangzhou, Shenzhen, Hangzhou and Tianjin). | | | *Our 24-hour toll-free CitiPhone Banking hotline within mainland China. For overseas, please call 86-20-3880-1267. | | | Click on  to expand and on  to minimise the details. | | | Who is eligible for Citibank Consumer Loans Secured by Time Deposits? | | | Citibank Consumer Loans Secured by Time Deposit is available to Citibank Time Deposit or Citibank Flexible Time Deposit holders. Call Citibank hotline at 800-830-1880 and our sales specialist will contact you as soon as possible, or you can also visit our branches / sub-branches. | | | | | | | | | | | | Disclaimers: | | | | | | | |
