Citibank Flexible Time Deposit, Bank Deposits

Deposits

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Enjoy higher interest without freezing your cash with the Citibank FlexibleTime Deposit. A 370-day Foreign Currency Time Deposit allows you to enjoy best of both worlds with higher interest plus the flexibility to withdraw cash after a minimum tenure of 1 month when the need arises.

The annual return on a 370-day Flexible Time Deposit is much higher than a regular 12-month time deposit.

Transfer fresh funds into a Citibank Flexible Time Deposit to enjoy higher interest rates!

		Minimum Requirement	Interest rate (p.a.)	Early withdrawal interest rate (p.a. one month after account opening)
		≥USD10,000<50,000	1.60%	0.25%
	USD	≥USD50,000<250,000	1.70%	0.25%
		≥USD250,000	1.80%	0.25%

All the return listed here is pre-tax interest rate

Disclaimers:

1. Early termination of the FTD Account is not allowed within the first 1 month after the start date of the FTD Account. Customer shall be entitled to terminate the FTD Account after a minimum tenure of 1 month. For early termination of the FTD Account, the accrued interest calculated will be based on the agreed interest rate indicated on the Account Opening Application Form and the actual deposit days elapsed.2. The funds deposited into the Account shall be "Fresh Funds". "Fresh Funds" refers to the funds that are on top of and above the total balance of all account(s) (including deposit account(s) and investment account(s)) on the last day of the previous calendar month, in Citibank branches or sub branches Citibank (China) Co., Ltd.3. Please refer to application form of specific account for final terms and conditions.4. Citibank (China) Co., Ltd. reserves its right to modify or adjust the interest rate of some foreign currency deposit accounts at its sole discretion.5. All the return rates and interest rates are rates before tax. Citibank (China) Co., Ltd. will withhold and pay interest tax on your behalf according to relevant regulations.

Seizing dual return on your selected currency with Premium Account

Fees and Charges